risk management

June 13, 2024

Getting Ahead in Lead Testing

At ORMS, one of the most common questions we receive from lenders is what kind of lead testing is required for special property deals, particularly child-care […]
April 5, 2024

New SBA SOP Offers Lenders Greater Leeway

“The more things change, the more they stay the same.” Thus wrote French writer Jean-Baptiste Alphonse Karr in 1849, and at least when it comes to […]
March 31, 2024

Outsourcing Risk Management in a Time of Uncertainty

Today’s lenders face challenges on many fronts. Although the pandemic recently passed its four-year anniversary, it continues to generate lingering economic effects. Certain sectors of the […]
April 9, 2023
Bank vault

Silicon Valley Bank: A Risk Management Cautionary Tale

The sudden failure of Silicon Valley Bank shocked the financial services world. How can a 40-year-old bank—the 16th largest in the nation—collapse and be taken over […]