“Well done Derek – you have skills and powers far beyond those of loan officers!”

Michael J. Crowe, Loan Officer, HCDC Business Lending

“ORMS has been an excellent environmental vendor for Dime Bank for a number of years. Derek is a hands-on owner and is professional, responsive and provides a high-quality product. Derek is always available to discuss any questions or bounce issues off of. I would highly recommend his firm.”

Brian McNamara, SVP, Chief Lending Officer, Dime Bank

“Thank you so much, Derek!  You know your stuff!”

Paula M. St. Amand, VP/Credit Officer III, Small Business Lending, The Bancorp

“ORMS has been a great partner with The Bancorp over the last several years.  Having a company with such vast knowledge of SBA environmental requirements allows us as the lender to focus on our business of originating and closing SBA 7(a) and 504 loans across the country.  ORMS is able to order and conduct reviews on all required environmental reports in a timely and cost effective manner.  I would recommend that any SBA lender work with ORMS on their environmental needs to increase efficiency and protect the SBA guarantee by making sure all reports are compliant.”

Jeff Nager, The Bancorp

“Recognizing that obtaining SBA approval of environmental due diligence can be time consuming (and sometimes difficult), we began outsourcing the CDC review of environmental due diligence to ORMS. The company reviews the due diligence and provides a draft of the CDC recommendation for our submission to SBA. If necessary they will interface with the environmental professionals who issued the report and/or with the SBA in order to facilitate an approval. Long story short – it’s an inexpensive way to bring “in-house” environmental expertise to the table on an as-needed basis and shorten the approval time for SBA environmental reviews.”

Mark S. Cousineau, President, Community Investment Corporation (CT)

Derek Ezovski and his team at ORMS has proven to be a vital resource for the Government Guaranteed Lending Division of Yadkin Bank. ORMS provides first class quality work and the value added service they provide during the Environmental Due Diligence period is  unmatched in their industry.”

R. Sayward, Yadkin Bank (formerly Vantage South Bank)

ORMS helps us to manage the environmental process by providing guidance and expertise to better understand our environmental issues and to increase the approval rate and timing for our clients. ORMS has tremendous experience with the SBA and by utilizing ORMS, we reduce the time spent on this non-core function which allows us to focus more time on our underwriting and our cus-tomers. ORMS relationships with the SBA also allows them to provide both guidance and resolution for our clients which ultimately helps our CDC. Overall, ORMS simplifies the environmental process which ultimately helps us help more small businesses.

Nancy A. Reinhart, Executive Vice President Chief Administrative Officer New York Business Development Corp. Empire State CDC: The 504 Company

I have thoroughly enjoyed working with ORMS appraisal review group over the past year. They are fast, accurate, and provide great service.

Kerri Morin, SBA Chief Operating Officer

As manager of our institution’s Business Lending Department, it is my pleasure to recommend Outsourced Risk Management Solutions (ORMS) to lenders who are seeking assistance with their environmental risk management process. For close to a decade, ORMS has provided Atlanta Postal Credit Union with outstanding service. We have relied on their expertise to help us navigate the complexities of administering a comprehensive environmental risk management program. ORMS offers state-of-the-art computer software tools that allow the credit union and our borrowers to fully understand our risk potential and provide methods by which those risks can be effectively mitigated. With ORMS’s support, we are better able to meet the financing needs of our members. I would be happy to discuss ORMS’s relationship with APCU in more detail. I can be reached at (800) 849-8431.

Margaret Glover, Business Lending Manager, Atlanta Postal Credit Union